“Ocean Advice specialises in providing personalised and tailored superannuation and investment advisory services to individuals and families looking to protect and grow their financial resources.” —Luke Morris
Ocean Advice is a financial advisory firm that helps clients with every aspect of their financial lives.
We believe in a personalised approach to managing wealth that ensures our clients achieve their ultimate lifestyle and financial goals. Our experienced advisers deliver financial strategies to protect and grow your prosperity, your monetary assets and your lifestyle.
We are based on the Sunshine Coast in Queensland and provide our services to clients both locally & nationally.
Ocean Advice is neither owned, aligned or influenced by any bank, fund manager or Life Insurance Company.
Ocean Advice Pty Ltd (#458027) is a Corporate Authorised Representative of AdviceIQ Partners AFSL #332957.
Executive Financial Planner - Grad DipAppFin
Luke Morris has been working in the Banking, Finance and Investment Industry since 2000. He is the principal of Ocean Advice Pty Ltd.
Executive Financial Planner - Dip FP, CFP®, SMSF Specialist Adviser
Bob has been working in the Banking, Finance and Investment Industry for over 45 years and has held senior positions within large banking institutions.
Client Services Manager
Jacqui has been working in the Banking, Finance and Investment Industry for over 25 years, where she has held management positions within large banking institutions.
Lauren has worked in the Banking, Finance and Investment Industry for 20 years, where she held roles that included Banking, Financial Planning and Paraplanning.
Further information coming soon.
Superannuation & Retirement Planning
At Ocean Advice we will help you balance the life you want to live today with the life you want to live in retirement.
We do this by utilising strategies that build your wealth leading up to retirement and then managing your wealth throughout your retirement.
These strategies maximise your income, reduce tax, boost asset levels and can deliver tax-free income throughout your retirement.
Risk Management & Insurance
We provide our clients with the expertise and guidance to have their affairs “in order” to ensure their estate planning objectives are met. We liaise with our referral partners to ensure optimal outcomes are achieved.
Estate planning can give you the confidence that your hard work will continue to make a positive difference in the lives of the people you love.
To provide excellent advice, we need to understand your current situation, beliefs, financial position & where you want to go in life.
It is also an opportunity for you to understand how we work and whether or not you will benefit from our advice.
Any fees are agreed to upfront and based on the complexity of the advice and the time involved.
We only take on new clients where we know we can add significant value.
The next step is for us to build up a detailed understanding of your finances. Where necessary, we liaise with your accountant, your superannuation fund and any other financial institutions to compose an accurate ‘snapshot’ of your circumstances.
We also discuss your feelings about investment risk and return, so our recommendations will always be within your comfort zone.
Once we have a clear picture of your finances, we will analyse the data and explore the solutions that will be most appropriate for you.
Detailed financial modelling compares strategies side-by-side to find the most powerful solution and provide some clarity on what you can expect in terms of real financial outcomes.
We will present your Financial Plan.
This involves a discussion of your objectives and how recommended strategies will aim to achieve them.
A good understanding of the strategies and investments being recommended will give you the confidence to set the plan in motion.
We will work with you to implement the recommended strategies.
This may involve co-ordinating your other financial professionals (accountant, mortgage broker, solicitor) to implement our recommended strategy and investments.
During the implementation process, we continue to liaise with all parties, to ensure things are done as efficiently as possible.
Regular Progress Meetings
In today’s complex world, one thing that can be guaranteed is change.
Regular meetings ensure that you stay on track to achieve your goals.
They also provide an opportunity to make appropriate changes to your plan as your circumstances change.
We provide you with the guidance and support you need as you navigate through the complexities of your financial life.
Thank you for visiting Ocean Advice. Please contact us via the details below:
Marquesas North, First Floor
17/247 David Low Way
Peregian Beach, Qld, 4573
PO Box 114
Coolum Beach QLD 4573
Contact form for after hours