Super

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Investment

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Strategy

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Welcome to Ocean Advice

“Ocean Advice specialises in providing personalised and tailored superannuation and investment advisory services to individuals and families looking to protect and grow their financial resources.” —Luke Morris

 

 

 

 

Our Story

Ocean Advice is a financial advisory firm that helps clients with every aspect of their financial lives.

We believe in a personalised approach to managing wealth that ensures our clients achieve their ultimate lifestyle and financial goals. Our experienced advisers deliver financial strategies to protect and grow your prosperity, your monetary assets and your lifestyle.

We are based on the Sunshine Coast in Queensland and provide our services to clients both locally & nationally.

Ocean Advice is neither owned, aligned or influenced by any bank, fund manager or Life Insurance Company.

Ocean Advice Pty Ltd (#458027) is a Corporate Authorised Representative of AdviceIQ Partners AFSL #332957.

Why Us

 

 

Exceptional Client Service/Experience

We put the client at the centre of everything we do; we will follow up, keep you informed and provide regular reviews.

Holistic & Tailored Advice

We specialise in comprehensive advice that offers a complete solution to your needs, your situation is unique just like every one of our plans.

Client/Advisor Ratio

We believe maintaining ongoing relationships with a limited number of clients is the only way to provide the tailored, pro-active and consistent advice experience we strive to deliver.

No Surprises

We believe in complete transparency with our pricing structure – so there are no hidden surprises. Before any work is done you will always know the cost beforehand.

Privately Owned

Our ownership structure means that our recommendations are not influenced by any parent, company or product manufacturer.

Our Team

Luke Morris

Executive Financial Planner - Grad DipAppFin

Luke Morris has been working in the Banking, Finance and Investment Industry since 2000. He is the principal of Ocean Advice Pty Ltd.

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    Bob Pearce

    Executive Financial Planner - Dip FP, CFP®, SMSF Specialist Adviser

    Bob has been working in the Banking, Finance and Investment Industry for over 45 years and has held senior positions within large banking institutions.

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      Jacqui Britton

      Client Services Manager

      Jacqui has been working in the Banking, Finance and Investment Industry for over 25 years, where she has held management positions within large banking institutions.

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        Lauren Morris

        Executive Paraplanner

        Lauren has worked in the Banking, Finance and Investment Industry for 20 years, where she held roles that included Banking, Financial Planning and Paraplanning.

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          Debbie Widmar

          Coming Soon

          Further information coming soon.

            Our Services

            Superannuation & Retirement Planning

            At Ocean Advice we will help you balance the life you want to live today with the life you want to live in retirement.
            We do this by utilising strategies that build your wealth leading up to retirement and then managing your wealth throughout your retirement.
            These strategies maximise your income, reduce tax, boost asset levels and can deliver tax-free income throughout your retirement.

            Investment & Wealth Creation

            The world of finance, superannuation and investments has never been more complex than it is today. We help you cut through all of the complexities and help you understand which strategies and investments are right for you.

            Risk Management & Insurance

            A critical element of financial planning is the management of risk to protect your income and assets.
            At Ocean Advice, we can help you establish risk management strategies to protect your income and assets and to provide a safety net for you and your family in case things do go wrong.

            Estate Planning

            We provide our clients with the expertise and guidance to have their affairs “in order” to ensure their estate planning objectives are met. We liaise with our referral partners to ensure optimal outcomes are achieved.
            Estate planning can give you the confidence that your hard work will continue to make a positive difference in the lives of the people you love.

            Our Process

            Initial Meeting

            To provide excellent advice, we need to understand your current situation, beliefs, financial position & where you want to go in life.

            It is also an opportunity for you to understand how we work and whether or not you will benefit from our advice.

            Any fees are agreed to upfront and based on the complexity of the advice and the time involved.

            We only take on new clients where we know we can add significant value.

            Gather Information

            The next step is for us to build up a detailed understanding of your finances. Where necessary, we liaise with your accountant, your superannuation fund and any other financial institutions to compose an accurate ‘snapshot’ of your circumstances.

            We also discuss your feelings about investment risk and return, so our recommendations will always be within your comfort zone.

            Financial Modelling

            Once we have a clear picture of your finances, we will analyse the data and explore the solutions that will be most appropriate for you.

            Detailed financial modelling compares strategies side-by-side to find the most powerful solution and provide some clarity on what you can expect in terms of real financial outcomes.

            Advice Presentation

            We will present your Financial Plan.

            This involves a discussion of your objectives and how recommended strategies will aim to achieve them.

            A good understanding of the strategies and investments being recommended will give you the confidence to set the plan in motion.

            Implementation

            We will work with you to implement the recommended strategies.

            This may involve co-ordinating your other financial professionals (accountant, mortgage broker, solicitor) to implement our recommended strategy and investments.

            During the implementation process, we continue to liaise with all parties, to ensure things are done as efficiently as possible.

            Regular Progress Meetings

            In today’s complex world, one thing that can be guaranteed is change.

            Regular meetings ensure that you stay on track to achieve your goals.

            They also provide an opportunity to make appropriate changes to your plan as your circumstances change.

            We provide you with the guidance and support you need as you navigate through the complexities of your financial life.

             

             

            Contact Us

            Thank you for visiting Ocean Advice. Please contact us via the details below:

            Street Address
            Marquesas North, First Floor
            17/247 David Low Way
            Peregian Beach, Qld, 4573

            Postal Address
            PO Box 114
            Coolum Beach QLD 4573

            Phone 07 5471 2099

            Email ua.mo1593701044c.eci1593701044vdana1593701044eco@o1593701044fni1593701044

            Contact form for after hours

             

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